Welcome to the latest update from CRMBC, your partner in cost
savings and reliable workers' compensation coverage.

Renewals, Resources, and
Record Engagement at CRMBC

Dear Reader,

Thank you for your commitment to CRMBC. Your engagement is what makes this group work. It shows up in safer operations, smarter claims decisions, and the way members help each other every day.

We’ve had another strong year. More members are joining. Results are trending in the right direction. Most importantly, the community is active. That energy keeps rates steady and services growing.

Renewals are underway. Please review your packet, confirm your details with PATH, and reach out if you need help. If you know a restaurant owner who would benefit from the stability and control we offer, introduce them now. Referrals strengthen the pool and support everyone.

Thank you for being part of this community. Let’s finish the year well and start 2026 with confidence.

Warm regards,

Kaya Stanley​
​CEO and Chairman
CRMBC
​

Growth Snapshot – 2025 Highlights
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New & Enhanced Services

Member Directory What You Get: ​A secure, members-only tool to connect and collaborate statewide. ​ ACCESS THE DIRECTORY HERE

White Paper: Self-Insured Groups (SIGs) — updated for 2025 What You Get: ​Compares SIGs, high-deductible plans, captives, and traditional workers’ comp. ​ DOWNLOAD THE WHITE PAPER

NEW CRMBC University Pages What You Get: ​Explore five new learning pages designed to strengthen your operations. ​ VISIT CRMBC UNIVERSITY

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From the CRMBC Blog

Securing Point-of-Sale (POS) Systems: Practical Steps for Restaurant Owners Learn how to protect customer data and stay compliant with PCI DSS 4.0.1. This guide covers essential safeguards for restaurants and why cybersecurity is now a frontline business issue. ​ READ MORE

The House Always Wins – Until You Own It Explains how traditional insurance keeps restaurants playing a losing game, and how self-insurance lets you flip the odds with control and predictability. ​ READ MORE

The Case for Self-Insurance: How Restaurant Operators Are Gaining Control Over Workers’ Compensation Breaks down how self-insured groups deliver real cost savings and stability, backed by data and success stories from California operators. ​ READ MORE

Refer and Earn: Grow with CRMBC Renewal season is here. When you refer new members before January 1, you not only help strengthen the group but also boost collective buying power and stability for 2026. Plus, earn referral rewards once your contact joins. SUBMIT A REFERRAL

Join the Conversation Stay updated on self-insurance strategies and workers' comp insights. Subscribe, like, comment, and share our Podcast, LinkedIn, and YouTube channels to stay connected and make informed business decisions. ​ VISIT OUR WEBSITE ​ ​​