Gather. Celebrate. Advance. - 2025 Annual Meeting Highlights


Dear Reader,

In August, we came together in Newport Beach for CRMBC’s 2025 Annual Member Meeting. It was our best yet, with record attendance, important updates from leadership, and time to reconnect as a community.

Here are a few highlights:

  • Surplus declaration: Members will receive a return in October 2025, putting money back in your pocket.
  • Future liability reduced: $2.9M since 2022, strengthening reserves and long-term stability.
  • Membership growth: Up 72% since 2023, with $20.4M in premiums and $608M payroll.
  • Loss ratio improvement: Down 28.6% since 2022, meaning fewer claims eating into our surplus.
  • Claims results: Legal defense, temporary disability, and total incurred costs reduced by 40–58%, lowering costs for every member.

We also celebrated together. From the rooftop reception at Lido House to the sunset cruise on the Mojo, members and partners had a chance to relax, connect, and enjoy being part of the club everyone in our industry wants to join.

To relive the moments from Newport Beach, click here.

Thank you for your continued commitment to CRMBC. Together we are protecting your people, strengthening your bottom line, and shaping a stronger future for California restaurants.

Best regards,

Kaya Stanley
CEO and Chairman
CRMBC

Contact CRMBC:

Address: The PATH Alliance, Inc., 7060 N. Marks Avenue, #116, Fresno, CA 93711
Phone: 559-558-4800

Email: https://www.crmbc.com/contact/
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CRMBC

CRMBC is a California Self-Insured Group in which safety-driven restaurants pool their resources to self-insure their workers' compensation insurance. Self-insurance is an alternative to traditional insurance. It provides *improved claims outcomes, *greater control, and *cost savings. Savvy restaurant owners opt to self-insure their risk because self-insurance consistently outperforms traditional insurance over time.

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